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These Open Banking Limited Policy Documents do not verify the regulatory status of a Subscribing PKI Participant and should not be relied on for this purpose. A Relying PKI Participant should consult the Open Banking Directory or the register of the relevant national competent authority or suitable alternative directory to obtain this information.

Receipt, possession, reliance or use of an Open Banking Certificate constitutes acceptance of the Open Banking Limited Policy Documents. Open Banking Limited assumes no liability whatsoever in relation to Open Banking Certificates for any use other than in accordance with the Open Banking Limited Policy Documents.

Open Banking Limited Policy Documents
Open Banking PKI Disclosure Statement	High-level policy document governing Certificates issued by Open Banking Limited.
Open Banking Certificate Policy	Full Certificate Policy governing Certificates issued by Open Banking Limited.
Open Banking Subscribing PKI Participant Agreement	For organisations requesting a Certificate.
Open Banking Relying PKI Participant Agreement	For organisations Relying on a Certificate.
Open Banking Definitions of terms	Definitions of the terms used in the documents listed above.

The following changes have been made to the Open Banking Limited Policy Documents with effect from 10th June 2021
Definitions v1.3	No changes
Certificate Policy v1.3	Clause 3.3.2 - Change in relation consequences of revocation of certificates by Open Banking Issuing Authority. Clause 4.9.1 - Changes to circumstances for certificate revocation
PKI Disclosure Statement v1.3	No changes
Relying PKI Participant v1.3	No changes
Subscribing PKI Participant v1.3	No changes

The following changes have been made to the Open Banking Limited Policy Documents with effect from 9th February 2021
Definitions v1.2	Including a new definiton of "Card Based Payment Instrument Issuer"; "Confirmation of Payee (CoP) Participant" Updating the definition of "Primary Technical Contact", "Primary Business Contact", "Subscribing PKI Participant" to include CoP Partipant key contacts Updating the definition of "TPP" to include CBPII
Certificate Policy v1.2	Including additional existing wording for description of Open Banking enrolment team Removing references to Open Banking Guidelines for Read/Write Participants Correcting a cross reference error in 9.16.1 (second paragraph) Widening reference to Open Banking Terms and Conditions tScheme requirement clarified
PKI Disclosure Statement v1.2	Removing references to Open Banking Guidelines for Read/Write Participants Inclusion of CoP Participant as an eligible Subscribing PKI Participant Inclusion of CoP Participant as an eligible Relying PKI Participant
Relying PKI Participant v1.2	No changes
Subscribing PKI Participant v1.2	No changes

The following changes have been made to the Open Banking Limited Policy Documents with effect from 22nd December 2020
Definitions v1.1	Including a new definiton of Open Banking Limited Policy Documents Updating the definition of Open Banking Ecosystem. Formatting
Certificate Policy v1.1	Revision Changes to Document History Updates to extend the scope for the use of Open Banking Certificates New definition of Open Banking Limited Policy Documents Change to termination provision to include other circumstances of withdraw from the OBIE Directory. Removing reference to the old Open Banking Guidelines. Formatting
PKI Disclosure Statement v1.1	Making it clear that Open Banking Certificates can be relied on by Relying PKI Participants outside the Open Banking Ecosystem on the terms of Open Banking Limited Policy Documents. Making it clear that Open Banking Certificates do not verify regulatory status and Relying PKI Participants must check either the relevant NCA register or appropriate directories. Using the new definition of Open Banking Limited Policy Documents Formatting
Relying PKI Participant v1.1	Making it clear that Open Banking Certificates do not verify regulatory status and Relying PKI Participants must check either the relevant NCA register or appropriate directories. Using the new definition of Open Banking Limited Policy Documents Formatting
Subscribing PKI Participant v1.1	Formatting

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